What to Do When a Tree Damages Your Roof

The trees are delightful. They add beauty to your front yard, moderate the hot temperature, and offer shade from the sun. Yes, having trees by your home is lovely—as long as they stay planted on the ground and not on your roof.

The roof is one of the most important parts of your house. It shields you from heat, keeps you warm during the winter, and shelters you from severe storms. However, no roof is indestructible; all it takes is a windy storm to knock down a tree onto your roof.

Trees are usually strong and sturdy, but they might become too weak to withstand a windstorm or tornado once they’ve matured. If a tree has fallen on your home and damaged the roof, make sure to follow the necessary steps below:

Evacuate Your Family

If a tree has pierced through your roof, don’t wait for anything bad to happen. Everyone must leave the house to avoid harm. Not many trees can collapse your whole house, but falling debris is just as dangerous. 

Before any storm or tornado hits, you must have an evacuation plan in place, a bag of essential items and documents, and the contact number of a Charlotte roof repair expert to fix the problem straight away.

Contact the Authorities

Once you and your family are in a safe space, call 911. Let them know if anyone has suffered any injuries. Also, inform the authorities if you see or notice the following: 

  • There are leaks and sparks
  • The power lines are down
  • You smell gas in the home. 

The fire department may send a unit to stand by as a precautionary measure, and the electrical company will dispatch technicians to repair your power lines. Stay away from the home until the problems are fixed to avoid the risk of fire and electrical shock.

Call Your Insurance Company

Call your insurance company to inform them of the damage. Usually, homeowner’s insurance does cover roof replacement, but some insurance policies may limit the roof replacement cost. However, suppose you neglected to fulfill your responsibilities as a homeowner and knew you had a rotting tree by your house. In that case, this may affect whether you will be able to recover damages.

Record The Damage

Before your insurance company sends someone out to investigate, make sure to document all of the damage; take photos of the roofing, siding, plumbing, and HVAC system, but remember to be careful and observe from a safe distance. Do not try to climb onto the roof to assess the damage since it could collapse at any time.

Call The Professionals

Once your insurance is sorted out and the power lines have been repaired, contact your roofing contractor and an arborist to begin the roof repairs. An arborist is a tree professional who will safely remove the tree from your roof so that the roofer can fix the damage. 


If a tree falls on your roof, stay calm and take the proper steps to prevent further injuries or damage. Call the necessary people to help you with your problem, and make sure to hire a trusted and reputable roofing company that can successfully repair your roof. With the right partner, you might just end up back in your home more quickly than you think. 

Leave it to us at Charlotte Roofing to handle all of your roofing concerns! We are a locally-owned and operated roofing contracting company that offers roof repair in Charlotte, NC. Our company aims not just to do the job but to do the job right. Connect with us to request a free estimate!


For a free estimate from a Charlotte Roofing contractor, please fill out the short form below

  • This field is for validation purposes and should be left unchanged.
For Further Enquiries Call

(704) 364-3464
Please call or fill out the form and one of our estimators will be sure to contact you shortly to discuss your request.

3605-B Latrobe Drive Charlotte, NC 28211

Scroll to Top
Scroll to Top